By Peter Roos
There are a huge number of alternatives for financing, from online services to banks, credit unions and savings and loan companies. We have had experience with the big banks and don’t recommend them. This is one of the rare cases where you can actually get personal service from an expert at no additional cost. Allow Paradise NEWS to introduce Steve Kelly and All Western Mortgage.
All Western Mortgage (AWM) has a culture of personal service and a commitment to excellence that you won’t find at most other lenders. With over 30 years of experience in the industry, AWM was voted the best lender and broker in Las Vegas in 2018! Zillow lists them with 4.98 out of 5 stars after 350 reviews. That is an amazing record.
AWM does VA, FHA, Conventional and Jumbo mortgages like most lenders. They excel in:
- mortgages to renovate properties,
- no income loans for investment properties and
- special out of the box condo loans.
- fast closings.
AWM closes a majority of their loans in 3-4 weeks or less. They also offer niche products such as lending to people who have gone through foreclosures and bankruptcies. Programs for first time home buyers can include down payment assistance through work with local city, county and state programs. Not only do they help people with credit issues become homeowners, they also guide them in enhancing their credit, which allows AWM to close loans that other lenders decline.
They have local processing and a fast easy online application through a secure link. Best of all, they have a lending branch in downtown St. Pete Beach. Steve Kelly, NMLS #457758 the Branch Manager, is a licensed loan originator and is always available to help you over the phone or in person.
Being a local lender has huge advantages over others, out of state, that may not understand things such as the insurances, taxes or certain qualifications for condos or other local issues here in Florida.
Steve is a renovation mortgage specialist and, as a Vet, he really enjoys doing VA loans. He’s from the Midwest (born in Ohio, raised in Michigan) then lived in NC for several years. Steve double majored in Finance and Marketing, with a minor in Military at Appalachian State University. He graduated a Lieutenant in the Army Reserves and started his career in the mortgage industry in 1992. With a knack for numbers and a desire to help others, he’s been a resident of Florida for 17 years. He and his wife reside on the golf course at Pasadena Yacht and Country Club where he does community sponsorship and volunteer work along with enjoying biking, fishing, golfing and swimming.
“Getting a mortgage doesn’t have to be an unpleasant experience, contact us and let All Western Mortgage help you find your way home.” said Steve. The St. Pete Beach branch (NMLS# 1374312) is located at 100 Corey Ave. Call Steve Kelly at 727-415-1842.